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RECOMMENDED PROFESSIONALS

Jumbo Loans

As the economy has recovered from the housing crash, the rate spread between jumbo mortgages and conventional home loans has drastically shrunk below historical norms.

Main advantages of Jumbo loans:

Mortgage amounts in excess of the conforming limit of $417,000 for a one-unit property
Fixed or Adjustable Options
Also known as non-conforming loans

Additional Features offered by some of our Top Lenders (Subject to Change)

Loan Amounts Up to $3,000,000 (Vary by Lender)
Credit Score Minimum 680
Primary Residence and Second Homes
43% DTI
LTVs have higher loan amount max on all occupancy types and all purposes (R/T, Purchase and Cash out )
Lower reserve requirements across the board as low as 6 months in many of the scenarios
Allowed - 401K and retirement funds for reserves without liquidation – Quarterly asset statements good for 120 days
Funds Allowed - gifts for down payment after initial 5% from borrowers
Funds Allowed - held in a Business Account for funds for closing costs on BORROWERS WHO ARE 100% OWNERS OF THEIR BUSINESS
Asset from accounts held in Trust for funds to close and reserves

	© 2014 MABC Mortgage
	MABC Mortgage, LLC
	LO License #29248
	Broker License #20471
	NMLS Broker ID #119413
	NMLS LO ID #134430
	Licensed by the PA Department of Banking
	website by Pittsburgh Web Designs, LLC

MABC Mortgage, LLC

LO License #29248

Broker License #20471

NMLS Broker ID #119413

NMLS LO ID #134430

Licensed by the PA Department of Banking

website by Pittsburgh Web Designs, LLC

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