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VA Loans

VA home loans are mortgage loans guaranteed by the Veterans Administration provided to veterans, active service members and eligible surviving spouses.

Aside from the veteran's certificate of eligibility and the VA-assigned appraisal, the application process is not much different than any other type of mortgage loan.

What are the main advantages of VA loans?

There is no down payment required as long as the sales price does not exceed the appraised value.
No private mortgage insurance premium.
Closing costs may be paid by the seller.
VA funding fees are rolled into the loan amount.
Disabled veterans and surviving spouses are exempt from paying funding fees.
The qualification standards are more relaxed.
VA benefit may be used multiple times.
VA loans are assumable, as long as the person assuming the loan qualifies.
VA loans can be refinanced up to 90% of the home value.
Frequently lower interest rate than ordinarily available rates makes these loans more attractive.

	© 2014 MABC Mortgage
	MABC Mortgage, LLC
	LO License #29248
	Broker License #20471
	NMLS Broker ID #119413
	NMLS LO ID #134430
	Licensed by the PA Department of Banking
	website by Pittsburgh Web Designs, LLC

MABC Mortgage, LLC

LO License #29248

Broker License #20471

NMLS Broker ID #119413

NMLS LO ID #134430

Licensed by the PA Department of Banking

website by Pittsburgh Web Designs, LLC

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